Jeff's right...

We got lucky on that one, we have a niece who got an academic scholarship to UP Darvao. All it cost us was the $50 a month for four years.

Another suggestion - long term planning required - if you have a 10-12 year old little brother or nephew, consider buying him a used trumpet. If he can learn to play, and gets in the High School Band, many times they can get a scholarship to college to play in the band. A pretty good return on a $50 investment.